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1. GENERAL

www.mymoneymaster.com.my (“Website”) is owned and operated by My Money Master Sdn Bhd (Company No. 514419-W), a company incorporated in Malaysia under the Companies Act 1965 and having its registered address at 568-9-20, 9th Floor, Kompleks Mutiara, 3 ½ Mile, Jalan Ipoh, 51200 Kuala Lumpur, Wilayah Persekutuan.

By accessing, browsing or using our Website, you signify that you have read, understood and agree to be bound by the terms and conditions of use as hereinafter contained (“Terms of Use”), regardless of whether you are a registered user of our Website. You are required to ensure that all persons who access, browse or use our Website through your internet connection are aware of these Terms of Use and they comply with it. Therefore, please read these Terms of Use carefully to ensure that you understand each provision. If you do not accept or agree with any of these Terms of Use, kindly leave our Website immediately.

2. COOKIES

“Cookies” are small data file that our Website stores into your computer or mobile device when you browse through, assess or use our Website. They predominantly indicate to us your preference based on your previous visit(s) to our Website and are used to assist us in enhancing your experience during your next visit to our Website. For instance, keeping your preferred language, jurisdiction and other notification settings allow us to expeditiously identify, focus and narrow our search results and bypass certain requests to suit your preference.

You may configure and manage your web browser settings to prevent us from storing cookies into your computer or mobile device. However, you may not have access to all functions and links on our Website. Hence, to gain the best experience when visiting our Website, we strongly recommend that you accept cookies.

3. USE OF OUR WEBSITE

You agree that you will only use our Website for bona fide and legitimate purposes in accordance with these Terms of Use and solely for your own personal, non-commercial, non-pecuniary and lawful purposes.

You agree not to engage in any of the following prohibited activities:

  • interfere or attempt to interfere with the proper operation of our Website;
  • Hack or attempt to gain unauthorised access to our Website or any other systems, programs or networks linked to our Website;
  • Create a false identity on our Website
  • Make copies, reproduce or sell any information on our Website for any commercial purposes;
  • Use our Website in any way that renders us in violation of any applicable law and regulation or that is unlawful or fraudulent or in contravention of any of these Terms of Use; and
  • Deliberately transmit (or allow to be transmitted) any virus, spyware or other disabling features to or from our Website or do anything which could cause damage to or otherwise have a negative impact on us or our Website.

You acknowledge and agree that we may contact you via the contact details you provided to us when necessary.

4. REGISTRATION / DEREGISTRATION

You are not compelled to register as a user of our Website in order to use our Website. However, you may be required to log in as a registered user before you use certain services or features on our Website. If you opt to register as a user to use the full range of services or features on our Website, you agree to provide us with accurate, complete and up-to-date information about yourself (such as name, e-mail or correspondence address) and notify us immediately of any change in the information.

You are solely responsible for maintaining the confidentiality of your username and password and for all activities that happen on or through your account. You agree to notify us immediately if you learn of any unauthorised use of your password or account. We will not be liable for any loss or damage whatsoever resulting from the disclosure of your username and/or password or from your failure to comply with any of these Terms of Use.

In the event that you wish to cancel your registration with us, you may contact us via the e-chatroom or e-form on our Website or write to us at support@mymoneymaster.com.my. Upon cancellation, we may not be able to provide you with the full range of services through this Website and we will not be liable for any loss or damage whatsoever arising therefrom.

5. TERMINATION / SUSPENSION OF ACCOUNT

We may terminate or suspend your account or your use of our Website for certain reasons, including (but not limited to) the following:

  • Breach of any of these Terms of Use by you;
  • A request by you to terminate the account; and
  • Technical or security issues/problems.

Please note that our Personal Data Protection Notice shall continue to apply notwithstanding the termination or suspension.

6. THIRD PARTY SITES

Where we provide hypertext links to other websites on our Website, we do so for information purposes only. You understand and agree that:

  • The broadcasting of such information and links on our Website does not imply or suggest any recommendation or advice from us with respect to the products or services offered by the third parties;
  • We do not guarantee that such information is correct, accurate, current and not misleading;
  • Following links to any other websites or pages shall be done at your own risk
  • we will not be responsible and liable for any loss or damage suffered by you arising from the use of such information or links; and
  • we will not be responsible and liable for the content, products or services broadcasted on the third parties’ websites.
7. INTELLECTUAL PROPERTY RIGHTS

Our Websites and the content including all information, data, graphics and materials displayed therein are protected by intellectual property rights and laws. You agree that you will access, browse or use our Website and the content solely for your own personal, non-commercial and non-pecuniary use subject to applicable intellectual property laws. No part of our Website or the content therein may be copied, reproduced, republished or distributed without our prior written consent and that of the proprietor.

The trade name, ‘My Money Master Sdn Bhd’ is owned by us and must not be used, adopted or modified in any way without obtaining our prior written consent.

If you have any complaints on the content of our Website or if you believe in good faith that any content displayed on our Website infringes any proprietary right that you hold, please contact us via the e-chatroom or e-form on our Website or write to us at support@mymoneymaster.com.my. We will review and take all reasonable steps to remove illegal content from our Website (if any) within a reasonable time.

8. PERSONAL DATA PROTECTION

We respect and value your privacy. Please refer to our Personal Data Protection Notice for more detailed information on the types of data we collect from you and the manner we use and process your data.

9. DISCLAIMER AND LIMITATION OF LIABILITY

You understand and agree that:

  • While we have taken reasonable steps to ensure the accuracy, correctness and completeness of the information provided on our Website, we do not give or make any warranty or representation of any kind, whether express or implied;
  • We do not represent or warrant in any way that our Website will function without interruption, errors or viruses and we disclaim any and all liability for any loss or damage in connection therewith;
  • We do not represent or warrant in any way that any messages we sent to you over the internet are completely secured as no security system is impenetrable and we disclaim any and all liability for any loss or damage in connection therewith;
  • We disclaim any and all liability for any loss or damage resulting from your failure to comply with these Terms of Use;
  • We disclaim any and all liability for any loss or damage arising from your use of our Website;
  • We disclaim any and all liability for any loss or damage arising from your use of the content, products or services provided on any third parties’ websites, which are accessed or directed through our Website;
  • We may update or delete any information on our Website or change anything contained on our Website from time to time, without notice and we disclaim any and all liability for any loss or damage in connection therewith;
  • We are not responsible for any third party’s charges including but not limited to your standard network charges when accessing and browsing our Website;
  • You use our Website at your own risk; and
  • In the event of any contradiction or mismatch between the foreign currency exchange rates broadcasted in our Website or communicated to you via the e-chatroom in our Website and the foreign currency exchange rates stipulated at our retail outlet, the foreign currency exchange rates stipulated and offered at our retail outlet shall prevail.
10. INDEMNIFICATION

You agree to fully indemnify, defend and hold us harmless against any and all losses, damages, expenses and cost including legal fees which we may have suffered or incurred due to or as a result of your or any of your agents or nominees’ use of our Website or breach of these Terms of Use or any rights of a third party.

11. AMENDMENT

You agree that we may amend, add or delete these Terms of Use or any portion thereof from time to time at our discretion without prior notification to you and that such amendments, additions or deletions shall be effective immediately upon broadcasting on our Website and your continued browsing or use of our Website shall constitute your agreement and acceptance of such amendments, additions or deletions.

12. VIOLATION OF TERMS OF USE

We reserve the right to determine whether you have committed any violation of these Terms of Use and to seek any and all remedies available to it at law or in equity for any violation of these Terms of Use.

13. TERMINATION

We may, without prior notice to you, terminate these Terms of Use upon which you shall immediately be denied access to and use of our Website. The termination shall be without prejudice to any rights and obligations under or in relation to these Terms of Use which may have accrued to a party against another.

14. ASSIGNMENT

You may not assign any rights or obligations under or in relation to these Terms of Use.

15. SEVERANCE

If any provision of these Terms of Use is declared by any judicial or other competent authority to be void, voidable, illegal or otherwise unenforceable, such provision shall be severed from these Terms of Use and the remaining provisions shall continue in effect.

16. WAIVERS

No failure or delay by us in exercising any claim or right with respect to a breach by you shall operate as a waiver nor shall any single or partial exercise of any claim or right preclude us from exercising any other claim or right.

17. ANTI MONEY LAUNDERING, ANTI-TERRORISM FINANCING AND PROCEEDS OF UNLAWFUL ACTIVITIES

We are bound by the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001. While we collect certain information of the users of our Website in accordance and compliance with the Personal Data Protection Act 2010, we also track suspicious activities of the users or any activities performed under unusual conditions. We reserve the right to:

  • Request from you any supporting documentation for the suspicious transactions; and
  • Refuse to process a transaction when we believe that such transaction is associated with money laundering, terrorism financing or other proceeds of unlawful activities.
18. GOVERNING LAW AND JURISDICTION

These Terms of Use shall be governed by and construed in accordance with the laws of Malaysia and you agree to submit to the exclusive jurisdiction of the courts in Malaysia.

19. FURTHER INFORMATION

Should you require further information or clarification of these Terms of Use, please contact us via the e-chatroom or e-form on our Website or write to us at support@mymoneymaster.com.my

Copyright © 2019 My Money Master Sdn. Bhd. All rights reserved.